As we approach the festive season, we are always eager to spend more. It is always advisable to have a budget and plan your spending. This will go a long way to minimize impulse buying.
Plan, Budget, and Save: The festive season is joyful, but overspending can shadow the new year. Stick to a budget, prioritize needs over wants, and hunt for deals early. Remember, meaningful celebrations aren't about extravagance but about creating lasting memories within your means.
Set a Spending Limit: Decide on an overall budget for gifts, food, travel, and events, and stick to it.
Use Cash or Prepaid Cards: Avoid overspending by paying in cash or using a card loaded with a fixed amount.
Plan for January: The festive season ends, but life continues. Allocate funds for bills and savings in advance.
Track Expenses: Use an app or a simple spreadsheet to keep tabs on spending.
